General information

 

PayU S.A. was established in November 2006 to take over processing of online payment systems from PAYBACK Sp. z o.o.
The aim of the company is to integrate existing online payment services and create new ones as well as provide tools which facilitate e-commerce activities. PayU S.A. combines innovative solutions, security and technological reliability, offering effective support for e-commerce. The company is also experienced in creating settlement tools.

PayU Spółka Akcyjna has been entered into the Registry by the District Court for Poznań – Nowe Miasto and Wilda in Poznań, 8th Commercial Department of the National Court Register under KRS number 0000274399. The company’s tax identification number is NIP 779-23-08-495 and its share capital amounts to 4,000,000.00 PLN – paid in full.

Settlement Agent

By a decision of the President of the National Bank of Poland of 15th June 2007, PayU S.A. has been granted the Settlement Agent status to operate the authorisation and settlement system as defined in the Act on Electronic Payment Instruments (Journal  of Laws of 11th October 2002, No. 169, item 1385 as amended). The activity of the company is supervised by the President of the National Bank of Poland.

The company has met a number of conditions required to start acting as a Settlement Agent. The most important requirements include:

  • acting as a joint-stock company,
  • acquiring shares only for financial contributions,
  • contribution of share capital in the amount of at least 1,000,000 euro in Polish zloty by the company’s founders.

PayU S.A., acting as the Settlement Agent, is supervised by the President of the National Bank of Poland (NBP). Therefore, it is obliged to provide the NBP with the current balance of cash settlements. Information reported pursuant to statutory requirements relates to e.g. the number of merchants, the number and the value of transactions as well as the number of successful and unsuccessful attempts to make transactions infringing provisions of law or circumventing  the rules of fair trading. Concluding agreements with the Settlement Agent by online shops or platforms guarantees security of transactions and clear settlement procedures. An agreement between the Settlement Agent and a merchant on making payments with the use of electronic payment instruments should define in particular:

  • types of electronic payment instruments by means of which operations may be made for the benefit of a merchant;
  • applicable procedures, including security procedures and obligations of a merchant in respect of a transaction;
  • payment date and method of making a payment to a merchant by the settlement agent;
  • reasons of refusing to accept the payment by a merchant with the use of an electronic payment instrument.


Activities taken by PayU S.A. result in its sound position on the market, trust of numerous customers and cooperation with the largest online platforms in Poland.

Scope of operations

The continuous analysis of our customers’ needs, individual counselling and flexibility allow us to create a unique offer. Our payment services package answers the needs of businesses selling items and services on the Internet, at the same time making it possible to provide buyers with the maximum comfort and security.  Our tools are equipped with the latest data encryption protocols and meet the information security requirements. The high level of security and reliability is also ensured by a top of the line hardware platform.

The main objective of PayU S.A. is to create comprehensive solutions and offer a wide array of additional services adjusted to the requirements of the e-commerce market that is dynamically developing.

The operating activity of PayU S.A. focuses on services for Merchants (mainly webshops) in the form of the “PayU system” (formerly known as Platnosci.pl) which has been successfully used for several years by the largest online platforms in Poland. The tools are dedicated for the majority of online ventures which require a secure and friendly payment tool for their correct operations.
The offer of PayU S.A. is addressed to Internet users who want to use professional payment solutions in their activity and are interested in high quality services.
Systems created and supported by Payu S.A. include:

Here are some of our advantages:

  • acting as a Settlement Agent supervised by the President of the National Bank of Poland,
  • promoting security of online transactions,
  • high quality of our services and tools,
  • experience in supporting the largest online platforms,
  • professional analysis of customer needs,
  • flexibility of solutions,
  • potential in the form of a team of creative and dedicated specialists.


Our experience and continuous monitoring of trends on the C2B and C2C markets allow us to constantly improve and develop our offer. An additional advantage is the team of specialists combining skills from the areas of analysis, design and counselling. This guarantees a continuous improvement of the service quality, which translates directly into the effectiveness of actions and the satisfaction of our customers.

The companies forming PayU Group are owned by Naspers offering solutions based on various media and communication technologies all over the world.

In Africa, they mostly include print media and TV, while In Central and Eastern Europe, Asia and South America – e.g. online platforms allowing their users to exchange information and pursue e-commerce activity.

A distinctive feature of Naspers is that it focuses on local development of businesses by investing in various countries. An equally important element of its activity is supporting trade development, entrepreneurship and providing business stimulus. The Internet is more and more considered a chance for economy recovery as well as civilisation progress. Through its subsidiaries forming MIH Group, Naspers owns for instance the following platforms in Poland: PayU, Allegro, otoMoto, otoDom, Ceneo, CoKupić,iStore, Gadu Gaduand Bankier.
It employs approx. 15,000 people all over the world. About 8,000 of them focus on e-commerce activities. In Poland Naspers provides employment for about 1,300 persons.